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Before You Automate, Count What You'll Lose

September 17, 2026
1.5 min read
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Většina lidí si myslí, že automatizace zákaznického servisu jednoznačně sníží náklady. Běžné dotazy jako změnu adresy nebo reset hesla bot skutečně vyřeší levněji. S nimi ale často zmizí i člověk, co uměl poznat výjimku: reklamaci po výpadku, nestandardní smlouvu, citlivý případ. Ušetřené náklady tak mohou stát firmu odolnost pro situaci, kterou žádná tabulka nezná. Tohle je potřeba zvážit.

mlj.solutions Většina lidí si myslí, že automatizace zákaznického servisu jednoznačně sníží náklady. Běžné dotazy jako změnu adresy nebo reset hesla bot skutečně vyřeší levněji. S nimi ale často zmizí i člověk, co uměl poznat výjimku: reklamaci po výpadku, nestandardní smlouvu, citlivý případ. Ušetřené náklady tak mohou stát firmu odolnost pro situaci, kterou žádná tabulka nezná. Tohle je potřeba zvážit.

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What the study is about

The usual automation ROI calculation overlooks risks that never show up in a spreadsheet. The study presents the PHP-AIO protocol, which quantifies these uncounted risks role by role and leads to an auditable decision on whether to automate a given job.

Key numbers

4

categories of overlooked risk

Loss of the tacit knowledge of experienced people, lower organizational resilience, regulatory exposure, and erosion of social and institutional capital.

5

gates in the decision protocol

The decision passes through five consecutive gates and ends with a composite check of overall risk.

40

fields in the input schema

Scoring relies on a structured input with 40 fields, each of which is observable and verifiable.

What this means

  • The economics of automation are incomplete, classic ROI leaves out long-term systemic risks that can call the entire saving into question.
  • Decisions are made per role, the protocol assesses risk for individual roles, not for the company as a whole.
  • Risks add up, the automation debt formula shows how decisions about individual roles accumulate in multi-step processes.
  • Only human oversight neutralizes the warning, the warning about accumulated debt disappears only when a regulator requires that a human stays in the loop for the decision.
  • Decisions can be audited and tailored, an institution can set weights and thresholds according to its risk appetite, but the default configuration is based on expert estimates for financial services.

Our take

Automating what you can doesn't mean automating what you should. It's always necessary to assess what will be lost after deployment and what impact that will have.

MD

Michal Dobrovolný

Founder & CTO

Zdroj

de la Chica Rodriguez, J. M., Rodriguez Arias, J., & Chouliaras, S. (2026). When Not to Automate: A Formal Protocol for Human Preservation in AI-Optimized Organizations. arXiv:2607.15944. https://arxiv.org/abs/2607.15944

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